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  <p class="brand-name" style="font-weight:normal;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;color:#000;font-size:13px;line-height:1em;mso-line-height-alt:13px;white-space:pre-wrap;margin-left:0px;"><em><strong>the first and the 15th</strong></em></p>
  
  

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            <p class="email-title" style="line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;font-size:11px;mso-line-height-alt:11px;color:#aeaeae;white-space:pre-wrap;margin-right:0px;"><strong>May 1, 2020</strong></p>
            
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<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="#FFFFFF" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
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    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:33px;padding-right:66px;padding-bottom:11px;padding-left:66px;color:#000;background-color:#fff;">
      <h2 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:2.2205559721875em;mso-line-height-alt:2.2205559721875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:-.01em;"><strong>There are fewer words more dangerous than “later”</strong></h2>
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<div id="text-text-section-1">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="#FFFFFF" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:12px;padding-right:66px;padding-bottom:22px;padding-left:66px;color:#000;background-color:#fff;">
      <p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Last month, Sean Kerman wrote those <a href="https://medium.com/mind-cafe/three-things-in-life-that-are-totally-not-worth-it-de08b553b372" rel="nofollow" style="color:#ffb6c1 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">words</span></a> - or something like that - in an article, I stumbled across. At that point in the article, I was about 11 lines away from the end of the article - yet, the procrastinator in me suggested I pause my reading, scroll through my Instagram timeline for a few minutes and continue reading <em>later</em>.&nbsp;</p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class=""><br><em><strong>Later.&nbsp;</strong></em></p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class=""><br>Sean was right about this word, after all. In the context of the season that we are in, the truth in Sean’s words is even more glaring. We, finally, have space and time to do more but at the same time, we are more tempted not to. We are living in a vacuum - of time - and the emptiness confuses us so much that those things we set out to do within this time could either seem worthless or overindulgent.</p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class=""><br>Should we be resting? </p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Should we be productive? </p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Should we learn new skills? </p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Should we hone in on the skills we already have? </p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Should we buy stocks in today’s bear market? </p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Should we be more mindful of our cash flow needs? </p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Should we spend money on an online version of our business? </p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">Should we audit our business and save money for when our cities reopen or just so the business can survive these times?&nbsp;</p>
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      <td align="left" valign="middle" background="https://static1.squarespace.com/static/58c2b748e3df28a52ac10844/t/5eabb371999bf94756c2b486/1588310903813/elena-koycheva-VmcIMhuWCac-unsplash.jpg" height="528" class="background-image section-content-cell desktop-only-stacking-cell" data-aspect="ORIGINAL" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;background-repeat:no-repeat;background-position:right;background-size:contain;">
        <div class="section-text-area-wrapper" style="color:#000;background-color:#fff;padding-top:22px;padding-right:22px;padding-bottom:22px;padding-left:22px;min-width:110px;margin-right:275px;margin-left:22px;">
          <div class="section-caption-text" style="color:#000;position:relative;"><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">It is difficult for me to think of <em>later</em> when I’m not quite finished with <em>now</em>.</p></div>
          
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              <td data-ignore-plain-text align="center" valign="top" colspan="2" class="section-text-cell section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:22px;padding-bottom:22px;padding-left:22px;">
                <div class="section-caption-text" style="color:#000;position:relative;"><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">It is difficult for me to think of <em>later</em> when I’m not quite finished with <em>now</em>.</p></div>

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<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="#FFFFFF" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:11px;padding-right:44px;padding-bottom:11px;padding-left:44px;color:#000;background-color:#fff;">
      <p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class="">We are currently having to choose between doing and not doing. In other words, now or later - and these days, procrastination is way more attractive.&nbsp;</p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class=""><br>Recently, I was asked if I think the dreams I have for my life will still come to fruition despite the crisis we are in. My answer was I don’t know. Honestly, I don’t - but God knows and I’m fine with whatever He decides to do.&nbsp;</p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class=""><br>The world is changing. Industries, economies and laws are changing. I have no idea how this will affect my life, career or dreams but it is difficult for me to think of <em>later</em> when I’m not quite finished with <em>now</em>.&nbsp;</p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class=""><br>Even in a crisis, there is a <em>now</em> to focus on. We are all humans and nothing more. We know only what we know. <a href="https://www.tobinifesi.com/stories/2020/4/30/every-thing-we-know-may-be-lies" rel="nofollow" style="color:#ffb6c1 !important;">Everything else is imagined</a>. If 2020 has taught us anything, it should be that we don’t know tomorrow. </p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class=""><br>Regardless of <a href="https://www.youtube.com/watch?v=6Af6b_wyiwI" rel="nofollow" style="color:#ffb6c1 !important;">what Bill Gates says</a>, no one really predicted what we are going through. Regardless of <a href="https://www.cbc.ca/news/politics/tam-who-defend-new-normal-pandemic-covid-coronavirus-1.5548285" rel="nofollow" style="color:#ffb6c1 !important;">what Theresa Tam tells us</a>, no one really knows how or when things will get better. <em>Later</em> is too unknown and too far to live like we know it all. We don’t - but God does.&nbsp;</p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class=""><br>So, in this season, I’m choosing to focus on now - and Subscriber First Name, I’m encouraging you to do so too.&nbsp;</p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class=""><br>Rest now. Work now. Learn now. Study now. Invest now. Save your money now. Love now.&nbsp;</p><p style="color:inherit;font-size:.9375em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;line-height:1.38;margin-top:0pt;margin-bottom:0pt;" class=""><br>Later is such a dangerous word. Try not to use it often.&nbsp;</p>
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